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et_economy2 days ago
BULLISH(90%)
hold

Rs 39.48 lakh cr sanctioned so far under PM-MUDRA, NPAs at around 2 pc: FM Sitharaman

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+40
Market Impact Score
-100 Bearish+100 Bullish

AI Analysis

Financial inclusion schemes like MUDRA are crucial for economic growth and stability, directly impacting the lending landscape for banks. Low NPAs are a positive for bank asset quality.

Trading Insight

Look for public sector banks with strong participation in government-backed lending schemes and improving asset quality.
Quick check: SBI neutral, PNB bearish bias (oversold).

Key Evidence

  • Over Rs 39 lakh crore sanctioned under PM-MUDRA Yojana.
  • Non-performing assets (NPAs) at approximately 2 percent.
  • Scheme supports new and women entrepreneurs significantly.
  • Banks are actively recovering outstanding loans.
  • Risk flag: Potential for future NPA increases if economic conditions worsen.

Affected Stocks

SBIState Bank of India
Positive

Major lender under MUDRA scheme, low NPAs are positive.

PNBPunjab National Bank
Positive

Major lender under MUDRA scheme, low NPAs are positive.

BANKINDIABank of India
Positive

Major lender under MUDRA scheme, low NPAs are positive.

People in this Story

F
FM Sitharaman

mentioned in article

provided data on MUDRA scheme

Sectors:banking

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