News › Markets  ·  27 Aug 2026, 6:45 PM IST  ·  4 days ago

India Ratings revises FY27 bank credit growth upward to 15%; provisioning for expected loss may hit profit

Bias: Neutral 0

In one line — India Ratings forecasts bank credit growth at fifteen percent for fiscal year twenty twenty-seven. Lenders will face profitability challenges due to new provisioning requirements. Deposit growth is expected to increase,

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Source: Economic Times · AI-summarised by Anadi · Updated 27 Aug 2026, 7:34 PM IST

What Happened

India Ratings forecasts bank credit growth at fifteen percent for fiscal year twenty twenty-seven. Lenders will face profitability challenges due to new provisioning requirements. Deposit growth is expected to increase, helping to moderate loan-to-deposit ratios. Non-banking finance companies will focus on asset quality amid global headwinds.