[MMB HDF01] It is a good company however due to merger with parent company getting more advances and low deposits it is not rising, ...

Deposit growth and Net Interest Margins (NIMs) are critical for Indian banks, especially after recent mergers. HDFC Bank's integration challenges are closely watched by the market.

Bearish bias for HDFC Bank in the short to medium term until deposit accretion improves and stabilizes.

For Indian markets, this story mainly matters for HDFCBANK and the banking pocket. The current signal is bullish, so traders should look for follow-through in price, volume, and sector breadth instead of reacting to the headline alone.

Watch whether the next market session confirms the setup described here: The article highlights that the stock is not rising due to increased advances and low deposits post-merger, suggesting near-term underperformance. Also track volume confirmation, sector participation, and whether the move holds beyond the first reaction.

• •HDFC Bank is a good company fundamentally.
• •Post-merger, the bank is getting more advances and has low deposits.
• •This situation is preventing the stock from rising.
• •It will take more time for the bank to stabilize.
• •Risk flag: Slower-than-expected deposit growth impacting NIMs